How Do Commercial Construction Loans Work?

SBA Commercial Construction & Expansion Loans The SBA 504 Loan – Commercial Construction Loans   The SBA 504 Commercial Construction Loan allows Small and Mid-Sized Businesses to build an “owner occupied” commercial property from the ground up or to expand an existing facility.   “Owner Occupied” for SBA construction loans means your business occupies 60%[…]


How Non-bank Lenders Can Serve Small Businesses Better

During the recent recession, many traditional financing options for small businesses dried up. Even when the economy started to rebound, banks increased loans to large businesses while scaling back financing for small businesses.   Small businesses owners have struggled to secure financing, and as a result, hopeful borrowers are considering other options besides traditional banking[…]

7 SBA Loan Programs For Small Business Owners

Where can you go when the bank turns you down? For many small business owners, the answer is the U.S. Small Business Administration (SBA), whose loans often have less stringent requirements for owner’s equity and collateral than commercial loans, making the SBA an excellent financing source for small business owners. In addition, many SBA loans are[…]

SBA Loan to Refinance Existing Small Business Debt

    During 2012 a third of all U.S. Small Business Administration “SBA” 504 loans funded was to Borrower’s who needed to refinance real estate, equipment, and other short-term debt.  As with any refinance, the motivation is pretty simple, Borrower’s want to restructure their debt to provide more favorable terms. Unfortunately, this program ended on[…]

National Small Business Week

Small Business Week: The #1 Fact You Need to Know

  It might be interesting to know that across this great nation Entrepreneurs are being celebrated for their Small Business success. Many have incredible stories of perseverance, struggle, and sacrifice. To learn more go to your local U.S. Small Business Administration (“SBA”) office. Who knows we might be reading about your story next.   Every[…]